Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. To qualify for a loan you must be over 18, resident in the UK and a homeowner

Purpose of Secured Loans

Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, and holidays, anything you choose.

Rates

Low rates from 7.7% APR. The overall cost for comparison is 11.55% APR typical-variable. Over 66% of our customers receive a lower APR than the typical rate shown. Our highest rate is 27% APR variable. We have special schemes available for those requiring a self certification facility that can go up to 85% of property value.

Credit History

There are many schemes available for those that have had credit problems in the past and those that have already been declined for a loan elsewhere.

We also have schemes available for those with a good financial track record; we can offer highly competitive rates to these types of borrowers that are often more competitive than you would imagine.

Secured loans are not regulated by the FSA